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浙江省:農(nóng)機(jī)保險(xiǎn)推進(jìn)工作順風(fēng)順?biāo)?/h1>
2016-07-21
15:54:42
來源:中國農(nóng)機(jī)網(wǎng) 閱讀量:16759
評(píng)論
導(dǎo)讀:現(xiàn)代社會(huì)事故頻發(fā),汽車發(fā)生事故可以保險(xiǎn)公司處理,從而減少損失,那農(nóng)業(yè)機(jī)械發(fā)生事故有沒有保險(xiǎn)?是否也可以找保險(xiǎn)公司理賠呢?農(nóng)機(jī)保險(xiǎn)的出現(xiàn)給過去一直處于“裸奔”狀態(tài)的農(nóng)業(yè)機(jī)械穿了一件“保險(xiǎn)外衣”。
【中國農(nóng)機(jī)網(wǎng) 行業(yè)要聞】現(xiàn)代社會(huì)事故頻發(fā),汽車發(fā)生事故可以保險(xiǎn)公司處理,從而減少損失,那農(nóng)業(yè)機(jī)械發(fā)生事故有沒有保險(xiǎn)?是否也可以找保險(xiǎn)公司理賠呢?農(nóng)機(jī)保險(xiǎn)的出現(xiàn)給過去一直處于“裸奔”狀態(tài)的農(nóng)業(yè)機(jī)械穿了一件“保險(xiǎn)外衣”。
據(jù)了解,近年來,隨著農(nóng)機(jī)購置補(bǔ)貼政策實(shí)施,浙江省農(nóng)機(jī)裝備保有量大幅增長(zhǎng),近10年新增補(bǔ)貼農(nóng)機(jī)裝備83.6萬臺(tái)套。但由于缺少農(nóng)機(jī)保險(xiǎn),農(nóng)機(jī)具損壞及相關(guān)人員受傷得不到保障。為此,今年4月浙江省農(nóng)機(jī)局和安信農(nóng)保浙江分公司簽訂開展農(nóng)機(jī)保險(xiǎn)戰(zhàn)略合作協(xié)議,在全省推行農(nóng)業(yè)機(jī)械、設(shè)施大棚和其駕駛操作人員保險(xiǎn)業(yè)務(wù)。
浙江省:農(nóng)機(jī)保險(xiǎn)推進(jìn)工作順風(fēng)順?biāo)?/span>
樂清:積極投保農(nóng)機(jī)綜合險(xiǎn)
為做好農(nóng)機(jī)保險(xiǎn)服務(wù),樂清市出臺(tái)農(nóng)機(jī)綜合保險(xiǎn)保費(fèi)補(bǔ)貼政策,樂清市級(jí)財(cái)政對(duì)保費(fèi)給予80%補(bǔ)貼。此項(xiàng)惠農(nóng)政策的出臺(tái),得到了樂清市農(nóng)機(jī)總站、各鄉(xiāng)鎮(zhèn)街道農(nóng)機(jī)員和保險(xiǎn)公司大力推廣,樂清市農(nóng)民強(qiáng)烈響應(yīng)。
截止到7月15日,共辦理綜合保險(xiǎn)農(nóng)機(jī)具227臺(tái),其中純農(nóng)田作業(yè)
拖拉機(jī)2臺(tái),履帶自走式旋耕機(jī)31臺(tái),聯(lián)合收割機(jī)25臺(tái),插秧機(jī)63臺(tái),烘干機(jī)106臺(tái),總保費(fèi)19.105萬元(財(cái)政補(bǔ)貼15.284萬元,農(nóng)戶自繳3.821萬元),總保額14049.5萬元。
玉環(huán):調(diào)查農(nóng)機(jī)具保險(xiǎn)意向
玉環(huán)縣農(nóng)機(jī)管理總站通過實(shí)地走訪和電話溝通的形式,開展烘干機(jī)、旋耕機(jī)、收割機(jī)等農(nóng)機(jī)具參保意向調(diào)查。通過調(diào)查,工作人員發(fā)現(xiàn)縣農(nóng)機(jī)主們的參保積極性比較高,大家紛紛表示,“保險(xiǎn)是為了防范萬一”、“花幾百塊錢買平安,很值”。部分資金緊張的機(jī)主提出建議,農(nóng)機(jī)保險(xiǎn)是否能像水稻保險(xiǎn)那樣,由政府承擔(dān)一部分保費(fèi),以減輕自身負(fù)擔(dān)。
對(duì)此,農(nóng)機(jī)總站工作人員一方面記錄了機(jī)主的訴求,并表示會(huì)積極向上級(jí)業(yè)務(wù)主管部門反映;另一方面做足思想宣傳工作,宣講農(nóng)機(jī)保險(xiǎn)的好處,鼓勵(lì)投保,為全縣廣大的農(nóng)機(jī)主和農(nóng)機(jī)手們保駕護(hù)航。
三門:農(nóng)忙季節(jié)農(nóng)機(jī)投保增多
今年4月初,三門縣農(nóng)業(yè)林業(yè)局通過與安信農(nóng)業(yè)保險(xiǎn)股份有限公司等單位協(xié)作配合,在該局一站式農(nóng)機(jī)服務(wù)大廳設(shè)立綜合保險(xiǎn)承辦點(diǎn),對(duì)跨區(qū)收割機(jī)、插秧機(jī)、烘干機(jī)、大型拖拉機(jī)等重點(diǎn)農(nóng)業(yè)機(jī)械開展投保。
據(jù)了解,農(nóng)業(yè)機(jī)械綜合保險(xiǎn)對(duì)象為全縣重點(diǎn)機(jī)械農(nóng)機(jī)戶,投保項(xiàng)目包括農(nóng)業(yè)機(jī)械損失險(xiǎn)、駕駛證操作和隨機(jī)輔助作業(yè)人員意外傷害險(xiǎn)、第三者責(zé)任險(xiǎn)等,根據(jù)不同農(nóng)機(jī)具設(shè)置不同檔次的保費(fèi)和保險(xiǎn)金額,投保額5萬至30萬元不等,農(nóng)機(jī)戶可根據(jù)自身實(shí)際購買保險(xiǎn)。
據(jù)介紹,三門縣有重點(diǎn)農(nóng)業(yè)機(jī)械300多臺(tái)。隨著農(nóng)忙季節(jié)的到來,投保的農(nóng)民會(huì)陸續(xù)增多。
瑞安:全面突進(jìn)農(nóng)機(jī)綜合保險(xiǎn)
2016年1月26日,瑞安市盛源糧油專業(yè)合作社湖南籍員工,在駕駛大中型拖拉機(jī)作業(yè)時(shí)不慎翻入河中,溺水而忘,由于沒有保險(xiǎn),瑞安市盛源糧油專業(yè)合作社賠償50多萬元。由此,瑞安市全面突進(jìn)農(nóng)機(jī)綜合保險(xiǎn)。
瑞安市與有關(guān)部門密切合作,在財(cái)政部門的大力支持下,市政府出臺(tái)文件《瑞安市人民政府關(guān)于切實(shí)抓好2016年糧食產(chǎn)銷工作的意見》決定對(duì)拖拉機(jī)、聯(lián)合收割機(jī)、插秧機(jī)和糧食烘干機(jī)四類機(jī)具參加農(nóng)機(jī)綜合保險(xiǎn)的給予保費(fèi)補(bǔ)貼60%,也就是說以上四類農(nóng)機(jī)新機(jī)舊機(jī)都可以享受保險(xiǎn)補(bǔ)貼。為保證這一政策落到實(shí)處,在2016年5月3日制定了具體的實(shí)施方案。歷年購置農(nóng)業(yè)機(jī)械享受保險(xiǎn)保費(fèi)補(bǔ)貼60%的政策扶持力度全省大。
未來繼續(xù)推進(jìn)農(nóng)機(jī)保險(xiǎn)發(fā)展 還須更多政策支持
農(nóng)機(jī)保險(xiǎn)作為市場(chǎng)化的風(fēng)險(xiǎn)轉(zhuǎn)移機(jī)制、社會(huì)互助機(jī)制和社會(huì)管理機(jī)制,在服務(wù)農(nóng)村經(jīng)濟(jì)社會(huì)發(fā)展方面具有獨(dú)到優(yōu)勢(shì)。隨著中央各項(xiàng)支農(nóng)、惠農(nóng)政策的實(shí)施,各地將農(nóng)機(jī)保險(xiǎn)納入政策性保險(xiǎn)也逐年增多,對(duì)于農(nóng)機(jī)保險(xiǎn)的推行還需要更多的政策支持與宣傳,從而切實(shí)保障農(nóng)民的切身利益。
農(nóng)機(jī)保險(xiǎn)從無到有,從有到多,從多到普及,還需要很長(zhǎng)的一段路要走。為了切實(shí)維護(hù)農(nóng)民的切身利益,保障農(nóng)業(yè)安全生產(chǎn),加快推進(jìn)農(nóng)業(yè)現(xiàn)代化,我們要堅(jiān)定不移向前走。
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